1. Introduction
At Dorairaj Sairam Prasath(Brand Name-sabariinvestments), we value your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website and services.
2. Data We Collect
We collect information necessary to provide financial services and fulfill regulatory KYC requirements, including:
- Identity Data: Name, PAN, Aadhaar (masked), and Date of Birth.
- Contact Data: Email address, mobile number, and residential address.
- Financial Data: Bank account details and investment history.
- Technical Data: IP address, browser type, and usage patterns.
3. Purpose of Usage
Your data is processed based on your consent and legal necessity for:
- Facilitating Mutual Fund transactions and account opening.
- Verifying identity as per SEBI/AMFI Anti-Money Laundering (AML) guidelines.
- Providing periodic investment reports and updates.
- Improving our website performance and user experience.
4. Data Sharing
We share your data only with authorized third parties required for financial processing:
- Asset Management Companies (AMCs).
- Registrar & Transfer Agents (RTAs) like CAMS and KFintech.
- Regulatory bodies such as SEBI, AMFI, or Tax Authorities when required by law.
Note: We never sell your personal data to third-party marketing agencies.
5. Security Measures
We implement robust technical and organizational measures, including SSL encryption and restricted access protocols, to prevent unauthorized access, alteration, or disclosure of your sensitive information.
6. Cookies Policy
Our website uses cookies to distinguish you from other users. This helps us provide you with a good experience and allows us to improve our site. You can adjust your browser settings to refuse cookies, though some features may be limited.
7. Your Rights
Under the DPDPA 2023, you have the right to:
- Request access to the data we hold about you.
- Request correction of inaccurate or incomplete data.
- Withdraw your consent for data processing (subject to regulatory retention rules).
- File a grievance regarding data handling.
8. Data Retention
We retain your personal data for as long as necessary to provide services and as mandated by SEBI/AMFI regulations, which typically require records to be maintained for 5 to 8 years after the termination of the relationship.
9. Legal Compliance
This policy is governed by the laws of India and complies with the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023.
10. Contact Us
If you have any questions about this Privacy Policy or wish to exercise your rights, please contact our Data Protection Officer:
Email: ccontact@sabariInvestments.com
Address: No.115 Kattabomman Street, Parvathy Nagar(Extn), Old Perungalthur, Chennai -600063